Never thought one’s email address could be linked to his or her credit score. This is the freakonomics or superfreakonomics style statement. “Why Suicide bombers need life insurance” or “Global Cooling”  or “What your email account tells about your credit score.”

As per the study by Credit Karma, people having a Gmail account have a better credit score than people having a Yahoo account. Comcast and BellSouth email account holders have superior credit scores than any of the other email account holders.

There is no specific data relating to why Gmail users have better scores than Yahoo users. It is a matter of choice of a particular group of people who happen to choose a particular service provider.

What does it all mean? Not much. Certainly switching email providers will not increase or decrease your credit score. It’s more the case that people with a certain score have a greater likeliness to use a particular email provider. Why this happens is probably due to some demographic skew which then carries to the email domain. But that’s not the point, we just thought it was interesting. (Credit Karma)

Credit scores are only relevant to people in the US. India is still fiddling with its credit scores. There might be trends which we don’t yet know of. Banks and other credit institutions will have access to this information. But again nothing is linked to nothing.

Computational skills along with some social engineering are required to arrive at credit scores and to match them with the right person. Only recently were users given an opportunity to know their credit scores. The ambitious unique ID project looks like an elixir.

Even if India lacks a central credit rating system, I can say for sure that this trend might hold good. You know why? Because I have a GMail account.

(via AlooTechie, Mashable)